Prospective and current students in the School of Medicine MD program should contact the School of Medicine's dedicated team for financial aid information: somfinaid@som.umaryland.edu
Medical Doctor (MD)
2024-2025 Cost of Attendance
The Cost of Attendance (COA) is the maximum amount of financial assistance available to a student in one academic year. The COA is determined using each student’s enrollment status and residency classification (Resident or Non-Resident). Tuition in the COA is based upon full time enrollment in the MD program (16 credits or more).
Students with a valid FAFSA on file are awarded 100% of the Cost of Attendance with assistance from federal and institutional resources. Students who are not enrolled full-time will have any institutional aid, and potentially federal aid, reduced due to part-time enrollment.
1st Year
| Budget Item | Resident | Non-Resident |
|---|---|---|
| Tuition | $40,918 | $71,703 |
| Mandatory Fees | $2,097 | $2,097 |
| Books | $1,380 | $1,380 |
| Computer Fee | $2,500 | $2,500 |
| Anatomy Fee/Instruments/Other Fees | $1,170 | $1,170 |
| Health Insurance | $4,580 | $4,580 |
| Living Expenses | $29,500 | $29,500 |
| Uniforms | $60 | $60 |
| Commuting Expenses | $0 | $1,200 |
| Malpractice Insurance | $260 | $260 |
| Loan Fees | $1,994 | $3,281 |
| Transportation | $2,000 | $2,000 |
| Total | $86,459 | $119,731 |
2nd Year
| Budget Item | Resident | Non-Resident |
|---|---|---|
| Tuition | $40,918 | $71,703 |
| Mandatory Fees | $2,097 | $2,097 |
| Board Exam Fee | $680 | $680 |
| Books | $780 | $780 |
| Instruments/Other Fees | $1,248 | $1,248 |
| Health Insurance | $4,580 | $4,580 |
| Living Expenses | $29,500 | $29,500 |
| Uniforms | $90 | $90 |
| Commuting Expenses | $0 | $1,200 |
| Malpractice Insurance | $260 | $260 |
| Loan Fees | $1,858 | $3,145 |
| Transportation | $2,000 | $2,000 |
| Total | $84,011 | $117,283 |
3rd Year
| Budget Item | Resident | Non-Resident |
|---|---|---|
| Tuition | $40,918 | $71,703 |
| Mandatory Fees | $2,097 | $2,097 |
| MD Step 2 CK | $1,875 | $1,875 |
| Books | $1,064 | $1,064 |
| Instruments/MD Clinical Fees | $2,040 | $2,040 |
| Health Insurance | $4,580 | $4,580 |
| Living Expenses | $35,400 | $35,400 |
| Uniforms | $100 | $100 |
| Commuting Expenses | $0 | $1,200 |
| Malpractice Insurance | $260 | $260 |
| Loan Fees | $2,195 | $3,482 |
| Transportation | $2,000 | $2,000 |
| Travel | $1,200 | $1,200 |
| Total | $93,729 | $127,001 |
4th Year
| Budget Item | Resident | Non-Resident |
|---|---|---|
| Tuition | $40,918 | $71,703 |
| Mandatory Fees | $2,030 | $2,030 |
| Board Exam Fee | $2,600 | $2,600 |
| Books | $282 | $282 |
| Instruments/MD Clinical Fees | $2,040 | $2,040 |
| Health Insurance | $4,580 | $4,580 |
| Living Expenses | $35,400 | $35,400 |
| Uniforms | $100 | $100 |
| Commuting Expenses | $0 | $1,200 |
| Malpractice Insurance | $260 | $260 |
| Loan Fees | $2,410 | $3,696 |
| Transportation | $2,000 | $2,000 |
| Travel | $4,300 | $4,300 |
| Total | $96,920 | $130,258 |
Sample Financial Aid Offer
Students in the MD program who have a valid FAFSA on file are awarded up to their full cost of attendance. Below is an example of a typical aid offer.
| Award Type | Source | Amount |
|---|---|---|
| Federal Direct Loan Unsubsidized | Federal | $40,500 |
| University Grant** | Institutional | $5,000 |
| Federal Direct Grad PLUS Loan | Federal | Cost of Attendance minus all other aid |
**Limited funds are available. To be considered, applicants MUST complete the FAFSA by March 1st. Awarding of the University Grant is not guaranteed.
Office of Student Financial Assistance
Contact
601 W. Lombard Street
Suite 221
Baltimore, MD 21201
410-706-7347
Fax: 410-706-0824
aidtalk@umaryland.edu
School Code: 002104
Hours:
8:00 a.m. – 4:30 p.m.
Monday – Friday
Schedule an appointment with your dedicated financial aid counselor.