To receive financial aid at UMB, you need to be a citizen or meet specific requirements as a non-citizen. If you don't meet these criteria, there are other option to help you pay for your education.
Eligibility
A student must be a citizen or eligible non-citizen to receive federal, state, and/or institutional aid at UMB. Eligible statuses are:
- U.S. citizen or national
- U.S. permanent resident
- Citizens of certain pacific islands (the Freely Associated States)
- Other eligible noncitizens
A student whose citizenship status is one of the following is not eligible for any federal, state, and/or some forms of institutional aid at UMB:
- F1 or F2 Visa (student)
- J1 or J2 Visa (exchange visitor)
- G Series Visas (international organization)
- Noncitizens with only an I-688A or I-688B
- Noncitizens with only an I-171 or I-464 (Notice of Approval to Apply for Permanent Residence)
- Noncitizens with only an I-797 (Family Unity Status)
International students who are determined to be ineligible may wish to explore other potential sources of financial aid.
Below is a list of possible sources of assistance. Please note: This list in no way guarantees that aid may be available but is intended only to provide students with possible sources of assistance.
- Universities in your home country
- Your embassy
- Private U.S. and international organizations, foundations, and agencies
- Rotary Clubs in your home country
- eduPASS
- Graduate assistantships through your school
Loan Options for Non-Eligible Students
Many lending institutions offer private/alternative education loans to students who meet certain criteria. Private/alternative education loans are obtained by applying directly to a private lender. Student borrowers must be able to provide the lender with a creditworthy co-signer who also is a U.S. citizen or permanent resident. These loans must be certified by UMB's Student Financial Assistance and Education office.
Students who are applying for a private/alternative education loan are encouraged to speak with the Alternative Loan Counselor, Peggy Buerhaus, in the University Student Financial Assistance office if they have questions about the application process.
Finding a Private/Alternative Educational Loan Lender
Many private lenders offer loans for students who do not qualify for federal student aid. It is the student's responsibility to find a lender that suits their needs.
Students are encouraged to consider their options carefully when choosing a lender and the type of private/alternative education loans available, so they feel comfortable knowing the loan is right for them. Visit our Alternative Loan Guide for more information.